Dear Valued PB Premium Club Members, Welcome to another exciting issue of the eNEWS magazine! At Public Bank, you can always count on us for great privileges and even better discounts. Mother’s Day and Father’s Day are well on their way and if you have yet to decide what to do, eNEWS is here to help shed some light. Look out for the exclusive deals especially for these wonderful occasions. Whether it is a sumptuous dinner or a restful holiday package with your PB Premium Club Membership, Mom and Dad will feel special indeed as they truly deserve to be. To all parents, we wish you a very Happy Mother’s Day on 13 May 2007 and Father’s Day on 17 June 2007. For more information, please call Financial Planning Services Department at 03-2176 7251, 03-2176 7219 or 03-2176 6352.   PB Premium Club Terms and Conditions   General Terms And Conditions For Discounts And Offers The Bank disclaims all liabilities and obligations under any warranty, guarantee and representation provided by any company, firm, individual (’Merchants’) in respect of the goods and/or services (’merchandise’) advertised, offered and/or sold in this eNEWS magazine. All merchandise are advertised, offered and/or sold by Merchants who are solely and wholly responsible for all representations, warranties and guarantees made by them and obligations and liabilities arising there from including the merchantability, fitness for purpose, quality, quantity and any ancillary services to be provided with the supply of the merchandise. The Bank and the merchants are not related in any manner whatsoever and all enquiries, complaints, claims and/or legal actions in respect of the merchandise and/or the Merchants shall be directed againts the respective Merchants and not againts the Bank and the Bank shall not be subject to nor be a party in any claim or legal action against the respective Merchants by any member of the PB Premium Club. Membership privileges and benefits may be varied from time to time or withdrawn by the Bank at anytime and without notice and without having to assign any reason thereof. Please present your PB Premium Club membership card or PB Visa/PB MasterCard Card with the PB Premium Club logo printed on the reverse-side when making reservations and/or payments for the merchandise/services indicated herein. Discounts are available at the specified outlets only. Subject also to terms and conditions that the respective merchants may impose. Not valid with other discounts or promotional offers. Offers are subject to availability of rooms or stocks and are valid until 31 August 2007 only unless otherwise stated. Certain restrictions and/or surcharges may apply for hotel and travel bookings during peak periods. Warranties, technical support and services, cancellations and returns and/or exchange of goods and refunds (if any) are subject to the terms and conditions of the respective merchants.