PB USA Recovery
A 5-year 100% capital protected structured investment product with the potential to capitalise on the recovery of the USA equity market where the risk of timing into the Investment is reduced with the Dollar-Cost-Averaging feature.

Offer Period: 12 May to 1 June 2009

PB Templeton Global Asian Focus
A 5-year capital protected structured investment product via Floating Rate Negotiable Instrument of Deposit (FRNID) with 100% capital protection in MYR at maturity that aims to provide a potential for enhanced returns based on the performance of a diversified investment portfolio on Global bonds and Asian equities.

Offer Period: 1 July to 24 July 2009

PB Templeton BRIC
A 3 years 9 months Investment via Floating Rate Negotiable Instrument of Deposit (FRNID) with 100% capital protection in MYR at maturity. Investors may receive potential variable coupons of up to 3%* annually (*subject to USD movement) for the first three years, and unlimited return at maturity. It aims to provide enhanced return based on the performance of Brazil, Russia, India and China (BRIC) economies.

Offer Period: 7 September to 2 October 2009

For PB USA Recovery, PB Templeton Global Asian Focus and PB Templeton BRIC:

WARNING
THIS PRODUCT IS PRINCIPAL GUARANTEED BY THE ISSUING BANK UPON MATURITY ONLY. IF THE PRODUCT IS REDEEMED OR SOLD PRIOR TO MATURITY, THE CUSTOMER MAY LOSE PART OF THE INITIAL DEPOSIT AMOUNT. THE RETURNS ON THIS PRODUCT ARE UNCERTAIN AND THE CUSTOMER RISKS EARNING NO RETURNS AT ALL. THE CUSTOMER IS REMINDED THAT THIS PRODUCT IS NOT INSURED BY PERBADANAN INSURANS DEPOSIT MALAYSIA.